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DTSTART:20120523T120000Z
DTEND:20120523T140000Z
LOCATION:LPGA International, 1000 Champions Drive, Daytona Beach
UID:641520120523T120000ZEstate & Tax Planning with Long Term Care Insurance
DTSTAMP:20260414T233715Z
DESCRIPTION:\n\n \nLong Term Care Planning - How as a professional you can help your clients find \n \na solution now for this problem in the future.\n \n \n \nLee Watson, CLTC, Orlando, FL:\n\nWhat is our client thinking when you introduce the subject of Long Term Care Planning?\n\n\n \n·        Clear definition of "Long Term Care" (what it is and where you receive it)\n \n·        LTC's impact on portfolios and retirement lifestyle (I can afford it.  OK, and your wife’s lifestyle, afterward?)\n \n·        LTC's impact on caregivers and family (ripple effect)\n \n·        Options for paying for LTC by Medicare and Medicaid (100 day qualifications, spend down limits)\n \n·        Health qualifying for coverage (automatic No’s)\n \n·        Options for paying for LTC through life insurance and/or traditional LTC insurance\n\n \n \n \nBart Bradshaw, JD, CLU, Richmond, VA:\n \nEstate and Tax Planning with LTCI\n\n -Traditional LTCI\n\nHow benefits are taxed Premium deductibility for (a) individuals; (b) C Corporations; (c) Pass-though entities·\n\nGifting to pay LTCI premiums1035 exchanges to traditional LTCI\n \n-Linked Benefit LTC\n\nTax treatment of premiums, rider charges, partial withdrawals\n\nHow LTC and death benefits are taxed\n\nOwnership issues (trusts, family members and business entities)\n\nGifting to pay premiums1035 exchanges to linked benefit LTCI\n \nOpen to Q&A for both speakers\n \nSpeakers Bios:\n \n  \nLee Watson came to be a Long Term Care Planning Specialist by following a route that took him through broadcast journalism and then marketing. Lee went to high school in Lakeland, Florida and college at the University of Florida in Gainesville. That prepared him for a career as a television sports anchorman with stations in Pennsylvania and Florida. Then the entrepreneur spirit took over and Lee owned a very successful advertising and marketing agency in Orlando for fourteen years. Lee is passionate about the value of Long Term Care Planning. He has been focused exclusively in this field for the last eighteen years. Lee cites the experience from interviewing in television news and the communication skills necessary in his marketing company as the foundation to….”Identify the problem (the risk of living a long life and needing help)… and then to explore the possible solutions (the appropriate LTC plan).”\n As an only child, Lee has lived the LTC experience twice with his Mother on different claims over the years. His Mom turned “90” this year and is still living independently. He says, “She has taught me a lot about this business….LTC is an event …. and one you cannot predict. When she had care, money was our first thought, but we soon realized it really was about the consequences to Mom’s well-being and the family around her”. Lee and his wife, Debbie, have two adult daughters. He is an avid sport cyclist and likes to ride the many trails in the region. He has recently taken up fly fishing. He and his wife are active in his church’s Reader’s ministry.\n \n \n \n \n \nBart Bradshaw, JD, CLU, Richmond, VA: \nAs a member of Genworth’s advanced marketing team, Bart provides technical expertise in the areas of estate, business, and retirement tax planning, as well as life insurance, annuity and long term care insurance product taxation. He joined Genworth in May,\n 2005. Bart has worked in the financial services industry for over 16 years, including positions in advanced marketing, compliance and operations. Prior to that, he spent 5 years as a family law and estate planning attorney in Georgia. Bart was the author of The Bank\n Insurance Compliance Kit Series (1998), and has published tax planning articles in magazines such as Family Business, the Journal of Accountancy, and Law Practice. Bart received his B.A. from the University of Central Florida, and his J.D. from Mississippi College School of Law. He is a member of the Georgia Bar Association and\n is FINRA Series 7 and 24 licensed.\n \n[Directions to LPGA International: Click](http://www.clubcorp.com/Clubs/LPGA-International/About-the-Club/Directions-Hours) \n  \nCost: $20.00 payable at the door. Please note that persons making reservations and not canceling by noon, Tuesday, May 22nd, will be invoiced by the EPCFC for the program cost.\n \n  \nRSVP: Elaine Wait - ehenry@arcadiahealthcare.com or 386-679-2148 \n\n\n \n \n
SUMMARY:Estate & Tax Planning with Long Term Care Insurance - Estate Planning Council of The Fun Coast 
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